The Federal Reserve Bank of Richmond Baltimore Branch Office is one of the two Federal Reserve Bank of Richmond branch offices. The Federal Reserve Bank of Richmond's Baltimore Branch is an operational and regional center for Maryland, the metropolitan Washington D.C. area, Northern Virginia, and northeastern West Virginia. The Baltimore branch is part of the Fifth District and has the code E5. It supports Check 21 operations, supplies coin and currency to financial institutions and works to maintain stability in the financial sector throughout the Fifth District and also works with local elected officials and non-profit organizations to support fair housing initiatives throughout the Fifth District. The Baltimore branch was founded in March 1918 and is currently headed by William R. Roberts.Each branch of the Federal Reserve Banks has a board of either seven or five directors, a majority of whom are appointed by the parent Federal Reserve Bank; the others are appointed by the Board of Governors. Branch directors serve staggered three-year terms (two-year terms if the Branch has five directors). One of the members appointed by the Federal Reserve Board is designated annually as chairman of the board of that Branch in a manner prescribed by the parent Federal Reserve Bank. The Baltimore branch currently allows private and educational tours of up to thirty people with reservations. Cell phones and cameras are not permitted inside the building. The Federal Reserve Bank of Richmond Baltimore Branch Office sponsors the annual Fed Challenge to encourage better understanding of the nation's central bank and the forces influencing economic conditions in the United States and abroad. In 1997, the Federal Reserve Bank of Richmond- Baltimore Branch won the silver U.S. Senate Productivity and Maryland Quality Award. In 2008, Dorothy Voorhees received the Federal Reserve Bank of Richmond Baltimore Branch 2008 Excellence Award for outstanding achievement in the study of economics.
Harbor Bank of Maryland opened its doors in September of 1982 with $2.1 million in assets. As of December 31, 2011, Harbor Bank's assets were $241 million. The bank conducts general banking business in seven branch locations and primarily serves the Baltimore, Maryland Metropolitan area.The Bank also has a branch in Riverdale, Prince George’s County, Maryland. The Harbor Bank offers checking, savings, time deposits, credit cards, debit card, commercial real estate, personal, home improvement, automobile, and other installment and term loans. The Bank is also a member of a local and national ATM network. The retail nature of the Bank allows for diversification of depositors and borrowers so it is not dependent upon a single or a few customers. The bank is proud of being the first community bank in the country to have an Investment Subsidiary, Harbor Financial Services. Harbor Bank’s Mortgage Department was the first in the State of Maryland to receive Fannie Mae funding under the Community Development Financial Institution (CDFI) Program.
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Zion Lutheran Church, also known as the Zion Church of the City of Baltimore, is a historic Lutheran church located in Baltimore, Maryland, United States.HistoryThe congregation was founded in 1755 in order to serve the needs of Lutheran immigrants from Germany, as well as Germans from Pennsylvania who moved to Baltimore. It has a bilingual congregation that provides sermons in both German and English. In 1762 the congregation built its first church on Fish Street (later East Fayette Street). By 1773, a new church constitution had replaced the church's earlier core document, and eventually, the 1672 structure was also replaced by a bigger building, the current Zion Church on North Gay Street, erected from 1807 to 1808 in a Gothic style. An additional expansion of the church to the west along East Lexington Street to North Holliday Street composed of an "Adlersaal" (Parish House), bell tower, parsonage and an enclosed garden designed of Hanseatic North German architecture was constructed under Rev. Julius K. Hoffman in 1912-1913. In the late 1920s, the entire block south of the church was razed to form a monumental square (known as War Memorial Plaza or, less frequently, as "City Hall Plaza") opposite the Baltimore City Hall of 1875 on the western side and construction at the eastern end of the War Memorial Building with an auditorium, historical exhibit area and veterans organizations offices. On the south side of the church buildings facing the plaza, a new headquarters for the Baltimore City Fire Department was constructed in a Georgian-Federal style complementing the original Zion Church around the corner.