I'm a Senior Loan Officer for Lincoln Mutual Home Mortgage. We are a direct lender in Irvine, CA who practices what I like to call "solution innovation". I have the ability to be flexible in a mortgage market that is not. I pride myself in providing you, the client, sufficient awareness to make a confident, educated decision for your current and future financial decisions. Not only do I have the ability to build your Mortgage Industry knowledge but my work is backed by a team of experienced, personable professionals readily available to solve any and all issues thrown our way. I want to partner up with you to give you the tools to identify the proper mortgage product that best fits your specific financial situation. I'm the very last puzzle piece that makes you whole. Since my goal is to fit on all ends, I must fit around your financial goals, help increase your cash flow, and minimize your taxes. I want to ensure that you have a smooth transaction with consistent communication. The process does not end after the contracts are signed because I view every client as a long term friend, not invoice number.
With the ability to capitalize on being recognized as the fastest growing mortgage lender in our industry, our reputation has pushed us to remain focused on our vision to be number one. As we look to the future, our constant change and anticipation of the mortgage market has given us the ability to provide efficient and quick service to our consumers and business partners. At Homepath Lending, our beliefs define our business. Everything about who we are strives for excellence. The values we uphold reinforce the vision and mission of our company.
In 1999, future iBank founder Entrepreneur and 13 time small business owner Thomas Markel dreamed of creating a portal to allow small business owners to find information a small business owner may need, connect with other small business owners, and allow access to centers of influence such as: lenders, consultants, insurance agents, and investors. www.iBank.com is the result of that vision. In July of 2004 iBank v1.0 was released. The portal allowed small business owners to become members and create an on-line digital loan application that could be shopped to lenders. By December of 2004 it was clear that the model was good but needed to mature. Over the course of the next 5 years, Tom reinvested all of the iBank earnings back into the technology and created a state of the art matching and data delivery system, a virtual chamber of commerce for the small business owner, a search engine rivaling google, bing, and yahoo, and the remaining centers of influence: consultants, insurance agents, and investors. Our Core Values: Outstanding Customer Service Integrity in Our Activities Nothing is Impossible with God Kindness in Our Relationships Excellence in Everything We Do
Bank of the West provides checking, savings, credit cards, mortgages, auto loans, business banking, commercial banking and more. Bank of the West pairs the mobile and online banking capabilities of a world-class global bank with the personal attention of a local bank. Member FDIC. Equal Housing Lender. Visit us at 3931 S Bristol St, Santa Ana, CA 92704.
Leticia Rios is a direct lender with Pacific Union Financial. She has been a licensed loan officer for 10 years and is also fluent in Spanish. Pacific Union Finanical is a direct lender with all government agencies (Fannie Mae, Freddie Mac, and Ginnie Mae). They offer Conventional, FHA, VA, HomePath, and Jumbo loan products as well as HELOCs and several Down Payment Assistance programs. She can be contacted at [email protected], www.likeleticia.com or 949-910-1365.