Occam's Paradigm is a consulting firm that creates and implements simplistic strategies and solutions for complex problems faced by organizations. We acknowledge that the world is an increasingly complex and convergent place where people and businesses have to deal with consistently higher level of complexity. We believe that complexity can be simplified by applying our proprietary methods in creating strategies and solutions. Our typical approach to a client's problem is better illustrated through our methodology and case studies. History + Name The name Occam’s Paradigm owes its origin to the works of William of Occam (aka Ockham 1288 – 1348 AD) who was an English Franciscan friar and scholastic philosopher. His widely quoted principle known as Occam's razor recommends the selection, among competing hypotheses, of the one that makes the fewest assumptions and by extension offers the simplest explanation of the effect. Put simply – ‘Other things being equal, a simpler explanation is better than a more complex one’. We note that even though Occam’s razor has not been proven to be valid, neither theoretically nor experimentally, we believe that a simpler theory is more comprehensible and offers several advantages in the context of an increasingly complex business world. We at Occam’s Paradigm, Inc. believe that in an increasingly convergent and complex world, problem solving with the use of minimum possible variables tends to be more effective. Hence our signature line – ‘Less > More.’ Visit our website fro more details: www.occamsparadigm.com
Payne Capital Management, LLC ("PCM") is an SEC registered investment adviser. PCM and its representatives are in compliance with the current registration requirements imposed upon SEC registered investment advisers by those states in which PCM maintains clients. PCM's Facebook/Twitter/Blog is provided for informational purposes only. Accordingly, the publication of PCM's Facebook/Twitter/Blog on the Internet should not be construed by any consumer and/or prospective client as PCM's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Furthermore, information on this Facebook/Twitter/Blog should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from PCM. For information about PCM's registration status and business operations, please consult the Firm's Form ADV disclosure documents, the most recent versions of which are available on the SEC's Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov.. PCM does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to PCM's Facebook/Twitter/Blog or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. ACCESS TO THIS FACEBOOK/TWITTER/BLOG IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND WITHOUT ANY WARRANTIES, EXPRESSED OR IMPLIED, REGARDING THE ACCURACY, COMPLETENESS, TIMELINESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS FACEBOOK/TWITTER/BLOG OR ANY THIRD PARTY WEBSITE LINKED TO THIS FACEBOOK/TWITTER/BLOG.
My Approach Ameriprise private wealth advisors have extensive experience helping clients like you deal with the complexities of wealth. We work closely with you to explore the full range of opportunities your wealth can bring, advise you on strategies for harnessing its potential and recommend ways to protect what is most important to you. The Seasons of Advice® approach is designed to help make managing your financial life easier and more rewarding, while fully re-evaluating your plan each year. Seasons of Advice® focuses on the following four seasons: Goal Tracking Season - We examine your progress, re-evaluate assumptions and possibly re-set goals and priorities for the year. Asset Allocation Season - Incorporating the criteria established in the goal tracking we examine risk tolerance, investment time frame and create an investment strategy for the next twelve months. Mid-Year Reviews - Family, Security and Cash Flow Season - Cash flow is revisited and there is a complete review of estate planning strategies, beneficiary designations and employee benefits, including the annual insurance reviews. Tax Planning Season - We evaluate your investments and provide tax-wise recommendations, plus we can coordinate with your accountant to help you make informed decisions about your investments during the next tax season. Areas of focus: • Tax Planning Strategies • Investments • Retirement Income Strategies • Employee Stock Options • Wealth Preservation Strategies • Saving for Education Working Together Meeting with an Ameriprise financial advisor is an important first step. It's an opportunity to get to know an advisor and share your goals and dreams. You're under no obligation; your initial meeting with an Ameriprise financial advisor will be relaxed and informal. Your meeting will include a review of your existing financial situation and potential opportunities, gaps or general strategies. While you won't receive a comprehensive review or financial planning services for which fees are charged, you should expect to get a sense of what it might be like to work together. What to expect • Professional help in clarifying your financial goals and priorities • If you decide to purchase a financial planning service, you will receive sound financial advice at a fair price, tailored to your investment objectives • Accurate information about our tailored solutions, including risks, benefits and costs What to bring • A list of any questions you have regarding your current financial situation • Any account statements, budget information or other areas of your financial life that you feel deserve immediate attention • A list of future dreams and financial goals you would like to achieve, including both short- and long-term goals. Ameriprise Financial Services, Inc. is a broker-dealer and member of FINRA. Comments and "likes" should not be considered representative of client experiences, or indicative of future performance or success. While I appreciate the support of my clients, I cannot accept Recommendations or Endorsements due to Investment Advisers Act of 1940 rules which prohibit me from publishing a testimonial of any kind concerning the investment advice, analysis, reporting or other services I provide. For your privacy, please don’t post account or service-related information on this page. Instead, contact me directly. Please visit www.ameriprise.com/social for more important disclosures and information.
CloverHill Capital Management, LLC is a Registered Investment Advisor. This page is solely for informational purposes. Advisory services are only offered to clients or prospective clients where CloverHill Capital Management and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by CloverHill Capital Management unless a client service agreement is in place. “Likes” are not intended or recognized to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities industry regulations. Any ranking or recognition from a third-party is not a guarantee of future investment success and does not ensure that any client or prospective client will experience a higher level of success or future performance. Any such ratings or rankings should not be construed as an endorsement of the advisor, or the firm, by any client or prospective client.
As a licensed Agent of New York Life Insurance Company I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. I am not licensed in all jurisdictions. My New York Licence Number is LA-1321777
My name is Phil and I started my career in the insurance business 10 years ago right out of college. i was extremely thrilled on creating this website because i wanted to create something different where i can utilize the internet to help everyone understand insurance in a easier fashion. The internet is an amazing source to learn almost anything now a days, and i knew life insurance would be no different. I wanted to build a website that is simple, easy to understand and effortless to get coverage in the comfort of your own home. I hope i was able to help you along the way to give you enough information to protect your family and loved ones. -Phil
I am an Agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of New York, New Jersey and Connecticut. No insurance business may be conducted outside these states referenced. Additionally, I am a Registered Representative of and offer securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency, 420 Lexington Avenue, New York, NY 10017 (646)227-8232. In this regard, this communication is strictly intended for individuals residing in the states of New York, Connecticut and New Jersey. No offers may be made or accepted from any resident outside the specific states referenced. Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions.
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