Victor Emmel, Mortgage Advisor, Cottonwood Heights UT | Nearby Businesses

• Mortgage Brokers

6925 S Union Park Ctr, Ste 150
Cottonwood Heights, UT 84047
(801) 819-5901

If you are looking for a HOME LOAN ? As a Mortgage Loan Originator with a decade of experience in the real estate finance industry; I have shared my expertise to personally assist numerous families and individuals with their financing needs. I am well versed in all types of mortgages; from Conventional, FHA/VA - Jumbo to 203k Rehab loans, and everything in between. My goal is always the same; provide useful and reliable information so the Client can make an informed decision before entering into a real estate transaction. After listening to hundreds of needs and wants from my client's over the years, I am able to quickly analyze and recommend the proper loan program to meet their goals and objectives.. My positive attitude is definitely my greatest strength. Have Questions? Get answers. My consultation is always complementary and I want to make sure your questions are answered. Call me today to discuss home loans options Miguel A. Cabrera 801 – 347 - 4739

All loans subject to credit and property approval. Mortgage Loan Officer is licensed only in the following states and this is not intended to solicit business from residents of other states. UT.

Home mortgage loans for buying or refinancing a home throughout Utah and Idaho. - Conventional Loans - FHA Loans - VA Loans - USDA Rural Development Loans - Utah Housing This is not a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over life of loan, reduction in payments may reflect longer loan term. Terms of the loan may be subject to payment of points and fees by the applicant. Company NMLS#3116. Equal Housing Lender.

We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs. www.myapplicationprmi.com Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience. Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you. Primary Residential Mortgage, Inc. is an equal housing lender. NMLS 3094.

Since 1994, Advanced Funding has been a leader in providing quality mortgage products to homeowners and future homeowners alike. We combine the use of technology, impeccable service, a dynamic management team along with a well trained and experienced staff to produce results, such as great rates, low fees and most importantly, a fast and pleasant mortgage loan experience. Headquartered in Salt Lake City, Utah, Advanced Funding has been providing a variety of mortgage services that assists with nearly any mortgage loan situation. From the onset, we have focused on providing loan programs to those seeking competitive rates, low fees, and innovative lending solutions. It’s our experienced executives, operating staff, and mortgage loan advisors that are committed to delivering unparalleled products and service. Advanced Funding is an Accredited Business with an A+ rating with the Better Business Bureau, a member of NAMB, The Association of Mortgage Professionals, and a member of the Utah Association of Mortgage Professionals.

Welcome to the Ben Lemon Team. Our loan officers and team members on The Ben Lemon Team always make sure they are providing the best customer service to each individual client. We give special attention to each transaction because behind each loan is a person or family wanting to get a better mortgage than they currently have or wanting to get the home of their dreams. The Ben Lemon Team at Citywide Home Loans will be there every step of the way to make sure that happens. One of the very many things that sets us apart from other companies is the way we communicate with our clients. We make it a point at every moment to communicate what is happening and we address any potential concerns they may have. We believe communication is key in the loan process because it builds trust with our clients. Because we treasure the relationship we have with each of our clients, our loan process is comfortable and efficient. Another thing that sets us apart from other mortgage companies are the different roles each team member has. Each member has specific roles so they can provide maximum service in that specific area. Our goal as a team is to make sure the loan process is seamless. We will make sure our goal is accomplished with every transaction.

MobilityRE is the all-in-one mobile real estate technology solution ™ for mortgage and real estate professionals. We are a rapidly growing technology company that develops mobile device applications for mortgage and real estate professionals throughout the United States and Canada. Designed by real estate professionals, MobilityRE apps allow homebuyers to search and view on their mobile device any property on the Multiple Listing Service (MLS). The apps are custom-branded so buyers see the subscribing real estate broker's or agent's contact information on every listing. MobilityRE apps can be accessed by new and existing users through multiple portals, making it the most convenient app suite on the market today. Utilizing innovative lead capture and analytics, these apps are a powerful tool to increase buyer convenience, brand awareness, and customer loyalty—ultimately helping real estate professionals attract more clients and sell more homes. Many of the leading real estate brokerages in the United States and Canada—including Prudential, Coldwell Banker, Keller Williams, Century 21, and RE/MAX—have purchased subscriptions to MobilityRE apps, and thousands of real estate professionals and homebuyers are now using the services. MobilityRE is currently developing future applications. www.MobilityRE.com

Justin Muir earns his client's trust by serving their interests without reservation and constantly delivering above their expectations. Give Justin a call today to see how we can help you.

Founded in 1984, Eagle Home Mortgage is a full-service mortgage banker. We specialize in every aspect of the home financing process— from up-front pre-approvals and selecting the right product to underwriting and closing with maximum efficiency. Our sole focus is to provide you with a premier home financing experience. We’re a proud member of the Lennar Family of Companies, an S&P 500 Financial Service and Real Estate Company.

Kim Hendry’s career as a Mortgage Consultant began 13 years ago and she has since had the pleasure of assisting many wonderful clients with their home financing needs. With extensive industry knowledge and the support of a top-notch team of professionals, Kim is able to offer her customers the peace of mind that their financing needs will be met competitively in a timely and efficient manner. On a more personal level, Kim is the proud mother of three incredible children and the happy wife to her wonderful husband. Kim is an identical twin, she is native to Utah and she loves to travel. Veritas Funding South Valley Branch NMLS# 1097660 Veritas Funding NMLS# 252108

I have been in the mortgage industry since 1997, when I finished my Bachelor's Degree in Finance at the University of Utah. I have been through the down years and the busy times and have dedicated myself to providing a higher level of service to my clients. I have worked hard to surround myself with an amazing support team and to establish relationships with industry leaders. I answer my phone, I return calls and I take the time to ensure my clients are comfortable with the loan process. Feel free to give me a call or shoot me an email with any questions at all. I look forward to working with you! NMLS #297434

At Academy Mortgage, we measure success not only in financial terms but also in human terms. We view our customers as people, not as loans. Our core purpose is to help individuals and families achieve successful homeownership through responsible lending. Academy’s outstanding people fuel the growth of our organization. We hire and retain the industry’s brightest and most capable mortgage professionals. All of our processes are managed in-house, eliminating the need to outsource or depend on third parties to get the job done. www.academymortgage.com/aboutus

I have been a loan officer since 1997 and am thrilled to be with Supreme Lending. I was first attracted to the company's commitment to helping people achieve the dream of homeownership. My experience and attention to industry changes mean customers can be confident they are getting all of the information they need to make the decision to purchase a home. I am committed to doing what is best for my clients, no matter what!

Having worked in the mortgage industry for the past decade, Ryan McAllister believes honesty, integrity, and communication are the most important factors when working with clients. Buying or refinancing a home can be an intimidating process. You're making one of the biggest financial decisions you will encounter during your lifetime. Rest assured knowing your purchase or refinance transaction is being managed by a Mortgage Professional you can trust. Ryan recognizes each individual client is unique, and will work hard to provide the best solution for your needs. It takes a detailed and organized professional to ensure a smooth transaction. Ryan will guide your file through the mortgage process and provide exceptional customer service by keeping you informed and updated. You will never have to wonder about the status of your loan. Client or not, Ryan is also happy to answer any mortgage questions you may have. Feel free to reach out to him at (801) 707-4031. Individual NMLS #1140920 / Company NMLS #2611 Equal Housing Lender

Our vision for Citywide & CHL Mortgage is to continue to grow by seeking new opportunities & products to better serve our customers & employees while keeping true to our rich history & values. Citywide Home Loans was founded on December 7, 1998 by Steven J. Goorman as Citywide Funding. His entrepreneurial, dynamic, and determined style has grown the small broker company of just 5 employees to the large corporation it is today. Even though Citywide Home Loans now employs nearly 700 employees and covers more than 35 states, the company still maintains its small company roots. Steve Goorman lives by the motto, "leadership is taught by example."

I have lived in Sandy UT for twenty two years and enjoy the beauty of the seasons. I have been married for twenty two years and have a fourteen year old daughter, Madison, who loves to play soccer, and my husband and I are right by her side to cheer her on. I do have two other loves in my life. “Reba”, a beautiful German Shepard and “Pepper”, a feisty miniature Schnauzer with an attitude. I have been a loan officer for fourteen years and I’m among the top five loan officers in my company for closing loans. I have a strong belief that knowledge is the absolute key to being a successful Loan Officer. Knowing all the programs that are available, and understanding the ever-changing guidelines are my top priority. I love my job and company and enjoy coming to work everyday.

Guaranteed Rate has helped over 100,000 people with Life's Biggest Purchase (TM). With 115 offices and full service solution in 47 states, we assist customers the way they choose - face-to-face, over the phone, or online – and have funded over $34 billion of loans since 2001. Guaranteed Rate, Inc. makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the information, products, services, or related graphics contained in/on this website for any purpose and will not be liable for any loss or damage (direct, indirect or consequential) arising from the use of the same. Any reliance you place on such information is strictly at your own risk. The thoughts, opinions and/or views expressed herein are the sole responsibility and product of their respective author(s). https://www.guaranteedrate.com/disclaimer.php, https://www.guaranteedrate.com/licensing.php.

I'm a mortgage loan officer that focuses on residential mortgage loans in the state of Utah. I have been in the business for over 9 years. I have had the wonderful opportunity of helping many people get into a home or refinance to a lower rate. I would love the opportunity of working with you or anyone that you know that needs any asistance in obtaining a mortgage loan.

We approve and fund fast for any and all equipment needs. Our specialty is servicing the medium to large business expansion needs. Funding equipment needs as low as $200,000 and up to $30 Million. Medical Equipment, Dental Equipment, Oil and gas Equipment, IT Equipment, Heavy Construction Equipment, Material handling Equipment, Food Processing Equipment, We are interested in financing pretty much anything a company needs to stay competitive.

Quorus Commercial, LLC is a national commercial lender with a core focus on commercial mortgage loans under $15 million. Quorus Commercial provides clients with a diverse mix of products and services, including: SBA, conventional, investor, multi-family, and bridge loans along with portfolio acquisitions.

Veritas Funding is a leading direct mortgage lender providing our customers excellent service and access to a wide array of mortgage products and solutions. Since our inception in 2004, Veritas team members have operated with integrity, honesty and a practice of quality, fair and responsible lending. “Veritas” is the Latin word for “truth.” Veritas Funding believes EVERYONE deserves opportunities for housing, financial stability and wealth creation. This is our business purpose and we are profoundly humbled to provide these opportunities to the communities we serve. Veritas Funding is an approved Fannie Mae “seller/servicer”, which greatly enhances our ability to provide the best mortgage solutions possible. Veritas offers a full range of residential loan products including Jumbo, Conventional, FHA, VA, USDA Rural Housing, Utah Housing, Asset-Based*, Interest-Only*, ARMs, Fixed-Rate, and down-payment assistance. Veritas Funding appreciates working with first-time and repeat homebuyers as well as investors seeking to create wealth from real estate. Veritas Funding was named Best of State in the Mortgage Banking division for 2013. Veritas Funding has also been recognized by Utah Business Magazine as one of the fastest growing companies in Utah for each of the past 4 years. With an annualized growth rate of 62% since 2004, Veritas now enjoys a 10.2% purchase-money market share along the Wasatch Front. Veritas Funding is well-known for the quality and integrity of its people and it zealously protects and promotes its Vision “to be the best mortgage company in the West.” We invite you to visit our website at www.vfund.com for more information including our branch locations. "Let’s Make Your Dreams Happen” NMLS ID: 252108 *All programs subject to change without notice. All services rendered by Veritas Funding (NMLS#252108) are to assist in providing mortgage loans. Veritas Funding brokers out this loan. Subject to borrower qualification. The information on this section is intended for informational purposes and is not an offer to extend credit.

I've been in the mortgage industry for over 10 years and have had the opportunity to help many clients and friends finance the purchase of their new homes or refinance their existing. My goal is to provide unparalleled service and the best financing options available to all of my clients no matter their purchase capacity, background or credit history. Professionalism is as important to me as making my clients feel well informed and at ease with their loan process. Throughout my career, I have demonstrated thought leadership and team management capabilities. I have been actively involved in recruitment, training, mentoring and performance evaluation processes. I have also imparted quality assurance and process efficiency mindsets to various employee segments. As a forward-thinker thriving in fast-paced and challenging environments, I always use my holistic skills in ensuring process improvement and in achieving company goals. The assets that I bring to every aspect of my work include excellent communication, analytical, problem-solving and strategic planning skills. MAKING DREAMS A REALITY. NMLS#140309

At Academy Mortgage, we measure success not only in financial terms but also in human terms. We view our customers as people, not as loans. Our core purpose is to help individuals and families achieve successful homeownership through responsible lending. Academy’s outstanding people fuel the growth of our organization. We hire and retain the industry’s brightest and most capable mortgage professionals. All of our processes are managed in-house, eliminating the need to outsource or depend on third parties to get the job done. www.academymortgage.com/aboutus

Having worked in the mortgage industry for the past decade, Ryan McAllister believes honesty, integrity, and communication are the most important factors when working with clients. Buying or refinancing a home can be an intimidating process. You're making one of the biggest financial decisions you will encounter during your lifetime. Rest assured knowing your purchase or refinance transaction is being managed by a Mortgage Professional you can trust. Ryan recognizes each individual client is unique, and will work hard to provide the best solution for your needs. It takes a detailed and organized professional to ensure a smooth transaction. Ryan will guide your file through the mortgage process and provide exceptional customer service by keeping you informed and updated. You will never have to wonder about the status of your loan. Client or not, Ryan is also happy to answer any mortgage questions you may have. Feel free to reach out to him at (801) 707-4031. Individual NMLS #1140920 / Company NMLS #2611 Equal Housing Lender

United Security Financial is a direct lender offering low down payments and competitive rates and fees. We are a certified GNMA and FNMA issuer and offer FHA, VA and Conventional loans and VA no-down-payment loans. Call or visit today for more information!

Residential and Commercial mortgage lending including VA, FHA, USDA, Utah Housing and Conventional. With our in-house processing and underwriting team we are able to provide consistent approval and closing times. NMLS #674052

Capital Financial Global is a specialty finance company that, unlike traditional banks, helps organizations obtain needed liquidity by using an asset-based approach rather than a traditional credit approach to originating new loans, buying and selling existing loans, and by converting distressed collateral into cash or trade-able form.

Russ and Greg have over 30 years combined experience in the real estate industry. We are committed to earning your trust by guiding you efficiently and painlessly through the loan process. Our pledge is to provide you with unmatched customer service, to be readily accessible, and to promptly and accurately respond to your questions and concerns. As husbands and fathers, we know how busy life can be. That’s why do everything possible to accommodate you and your schedule. Russ and Greg grew up here in the Salt Lake valley in a family of 6 boys. Russ and his wife have two boys and two girls. Greg and his wife have three boys and two girls. We are proud to be a team and we look forward to helping you and your family realize your home ownership goals! Exceptional service. Smart lending. Personalized care. That’s what you can expect when you finance or refinance a home through Axiom Financial. Our Mortgage Consultants take the utmost care to help you secure the right mortgage, enjoy fast loan processing and avoid surprises on closing day.

Founded in 1988, Academy Mortgage is one of the nation’s largest and most respected independent mortgage lenders. Unlike banks and mortgage lenders that consolidate operations and service offsite, Academy has the distinct advantage of being a direct lender—all loan processing, underwriting, closings, and funding are handled locally. As a result, loans close in a matter of days rather than months. Academy is headquartered in Salt Lake City, Utah; has over 135 branch offices across the country; and is licensed to process loans in 43 states.

Since 1988 Academy Mortgage has provided exceptional service and customized solutions to help individuals and families achieve successful homeownership. Our company is recognized and respected nationwide for our unwavering commitment to responsible lending, especially in today's rapidly changing economy. Academy is currently one of the top independent purchase lenders in the United States as ranked in the 2013 CoreLogic Marketrac Report. As more banks and lenders consolidate operations and service offsite, Academy has the distinct advantage of being a direct lender--all loan processing, underwriting, closings, and funding are handled locally. As a result, loans close in a matter of days rather than months. You can read what people are saying about our quick closing times here: www.academymortgage.com/AboutUs/QuickClosingTimesAcademy Mortgage is headquartered in Salt Lake City, Utah; has over 150 branches across the country; and is licensed to process loans in 46 states

Since 1988 Academy Mortgage has provided exceptional service and customized solutions to help individuals and families achieve successful homeownership. Our company is recognized and respected nationwide for our unwavering commitment to responsible lending, especially in today's rapidly changing economy. Academy is currently one of the top independent purchase lenders in the United States as ranked in the 2013 CoreLogic Marketrac Report. As more banks and lenders consolidate operations and service offsite, Academy has the distinct advantage of being a direct lender--all loan processing, underwriting, closings, and funding are handled locally. As a result, loans close in a matter of days rather than months. You can read what people are saying about our quick closing times here: www.academymortgage.com/AboutUs/QuickClosingTimes Academy Mortgage is headquartered in Salt Lake City, Utah